Selling Your Home During Divorce or Separation in New Brunswick
When a relationship ends, decisions about your shared home can feel overwhelming, emotional, and urgent. You're juggling solicitors, tight timelines, financial uncertainty, and life changes you never anticipated. But you don't have to navigate this alone.
East Coast Keys · Christine Côté, Home Matchmaker & REALTOR® · 506-863-3855 · christine@theccrealty.com · Service Bilingue · Proudly eXp Realty
Your Questions Are Completely Normal
People going through divorce or separation in New Brunswick often search for the same answers. These concerns aren't unusual, they're universal. Understanding your options is the first step towards clarity and moving forward with confidence.
Property Ownership
Who keeps the house during a divorce? What are my rights as a co-owner? How does property law work in New Brunswick?
Financial Implications
How do we split the equity fairly? What happens to our mortgage? Can we afford to buy out the other person?
Legal Timeline
Can we sell our home before the divorce is finalised? Do we need a separation agreement first? What documentation is required?
Practical Concerns
What if one person refuses to sell? How do showings work when we're not speaking? Who manages repairs and preparation?
You're not alone in wondering about these matters. And your situation isn't too complicated to navigate successfully. With the right guidance, clarity replaces confusion.
Three Clear Paths Forward
Most separating couples in New Brunswick choose one of these approaches. Each has distinct requirements, benefits, and considerations. Understanding your options helps you make informed decisions that work for both parties.
One Party Buys Out the Other
This option allows one person to retain the family home whilst compensating the other for their share of equity.
  • Requires professional home valuation
  • Mortgage approval for the remaining party
  • Mutual agreement on buyout terms
  • Legal documentation of the transfer
Sell the Property and Split Proceeds
The cleanest and most common option. Provides a definitive conclusion and equitable distribution of assets.
  • Strategic pricing aligned with market conditions
  • Clear communication channels established
  • Coordinated timelines for both parties
  • Professional management of the entire process
Keep the Property Temporarily
Sometimes maintaining the status quo for a period makes practical and emotional sense.
  • Useful when finances need time to stabilise
  • Allows children's schooling to remain uninterrupted
  • Provides space for legal proceedings to conclude
  • Can be revisited when circumstances change
I remain neutral, practical, and focused on clarity throughout your decision-making process, not conflict. My role is to illuminate your options, not to complicate them further.
How I Support You Through This Transition
Selling a home during separation isn't merely a real estate transaction. It's a significant life transition that deserves careful, compassionate handling. Here's my structured approach to keeping both parties grounded whilst moving forward productively.
01
Private, Discreet Consultation
We review your unique situation, individual goals, and realistic timelines in complete confidentiality. This foundation ensures everyone's needs are understood from the outset.
02
Neutral Communication Plan
I establish clear expectations for both parties with structured, respectful communication protocols. This framework keeps interactions professional and drama-free throughout the process.
03
Professional Home Evaluation
You receive a transparent breakdown of current market value, estimated equity position, and likely net proceeds after all costs. Knowledge eliminates guesswork.
04
Low-Stress Listing Preparation
I coordinate staging if needed, necessary repairs, thorough cleaning, professional photography, and convenient showings. You don't shoulder the logistical burden.
05
Calm Negotiations
I keep emotions out of the transaction whilst ensuring fairness and clarity remain paramount. Objective guidance helps both parties reach equitable outcomes.
06
Smooth Closing for Both Parties
Move-out timelines, paperwork completion, key handoff… every detail is handled with professionalism and respect for everyone involved.
This structured approach replaces chaos with certainty. You'll know exactly what's happening at every stage, without surprises or unnecessary stress.
Why New Brunswick Couples Trust Me
Selling a home during divorce requires more than market knowledge and negotiation skills. It demands emotional intelligence, absolute discretion, genuine understanding, and steady guidance when everything else feels uncertain.
Throughout my years serving The Greater Moncton area, and surrounding communities, I've helped dozens of separating couples navigate this challenging transition with dignity intact.
Complete Neutrality
I represent the property and the process, not one party over another. Fair treatment for everyone involved.
Crystal-Clear Communication
No estate agent jargon, no confusion. Just straightforward explanations and transparent updates throughout.
Empathy Without Judgement
Your situation is what it is. My focus is helping you move forward, not dwelling on the past.
Major Life Transition Experience
I understand the emotional weight of this decision and approach it with appropriate sensitivity and professionalism.

Local Expertise You Can Rely On
Deep knowledge of Moncton, Dieppe, Riverview, Shediac, and surrounding areas means accurate valuations and realistic timelines specific to your neighbourhood.
You'll never be pressured into decisions that don't feel right. You'll always be supported with practical guidance that serves your best interests.
Questions You May Have
These are the questions I hear most frequently from separating couples in New Brunswick. Understanding these answers helps you plan your next steps with confidence.
Can we sell before divorce is finalised?
Yes, absolutely. Many couples proceed with the sale whilst legal proceedings continue. Every situation differs slightly, and I'll help you understand your specific options and any requirements particular to your circumstances.
What if one person refuses to sell?
This requires legal guidance initially, but I can outline the real estate steps, realistic timelines, and potential approaches. Sometimes understanding the practical implications helps facilitate agreement.
Will selling affect support payments?
It can influence spousal support or child support calculations. Your solicitor will advise on legal implications, whilst I guide you through the real estate and financial aspects of the sale.
Must both people agree on price and offers?
In most cases, yes. Joint ownership typically requires mutual consent for major decisions. I help streamline communication and keep discussions focused on factual information rather than emotions.
Can one partner handle everything?
Yes, but with complete transparency. I manage communication neutrally and professionally, ensuring both parties remain informed throughout the process, even if they're not speaking directly.
Do we need a separation agreement first?
Sometimes, but not always. Requirements vary based on your specific situation and ownership structure. I'll show you what's typical in New Brunswick and recommend appropriate next steps.
If It's Time To Take Your Next Step..
You Don't Have to Navigate This Alone
You simply need steady, experienced guidance from someone who understands both the real estate process and the emotional complexity of your situation.
Let's have a private, no-pressure conversation about your specific circumstances. Together, we'll identify the clearest path forward for you and your family.
All enquiries are handled with complete discretion and confidentiality. You can also submit questions anonymously if you prefer.
East Coast Keys · Christine Côté, Home Matchmaker & REALTOR® · 506-863-3855 · christine@theccrealty.com · Service Bilingue · eXp Realty